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Financing / Collective Clean Energy Fund

CCEF Energy Improvement Loan

Repayable financing to help businesses and property owners close an energy-project funding gap.

Program listed — funding subject to confirmation

What support is available?

Published loan size up to $1 million; larger requests considered. Terms up to 15 years, subject to underwriting. Monthly principal and interest; no prepayment penalty. Published origination fee: 2% of total project cost, plus title and appraisal fees.

Public product terms and application process reviewed October 6, 2026. No fixed closing date is published; confirm available capital, quoted rates, fees and final loan terms with the lender. Project intake does not constitute credit approval.

Who may qualify?

Location: Colorado

Property uses: Commercial, Industrial / manufacturing, Multifamily, Nonprofit, Public / institutional, Agriculture

  • Borrower, collateral and project must meet the lender’s credit requirements.
  • Eligible improvements reduce energy costs or emissions or support electrification.
  • Projects must be in Colorado. Published business underwriting criteria require at least two years in business; a personal guarantee is generally required, with a published waiver for entities with at least three years in business and loans below $150,000. Confirm treatment of your entity type with the lender.
  • Prepare financial statements, tax returns, entity documents, project/equipment quotes and applicable insurance. The public project intake is separate from the loan application; suitable projects are invited to apply after an initial discussion.
  • Published security: deed of trust on the subject property, if available, and a UCC-1 filing on all business assets.

Before you purchase or start work

Obtain lender approval and signed financing terms before relying on proceeds.

Can this be combined with other funding?

Disclose all other project funding and confirm the combined financing structure in writing.

Project categories

Solar · Energy storage · Heating, cooling & heat pumps · EV charging & fleets · LED lighting · Controls & energy management · Insulation & building envelope

This guide identifies a potential funding route. It does not confirm eligibility, reserve funds or replace the administrator’s rules. A building’s compliance status must be checked separately.

Sources and verification

Research reviewed . Next review due . Source-specific limitations and uncertain dates are shown above.

Research methodology and known coverage gaps · Report a correction